Terms & Conditions
These Terms and Conditions were last revised on August 1, 2024.
Thank you for your interest in the products and services (“Products”) of Propeller Inc (hereinafter referred to as “Propeller,” “we, “us,” or “our”). Please read these Terms and Conditions of website use before using this website. When you access and use the websites 1 as well as accessing any website pages or downloading any content therefrom, you are acknowledging that you have read the Terms and Conditions, and that you accept and agree to abide and be legally bound by these Terms and Conditions. If you accept or agree to these Terms on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that company or other legal entity to these Terms, and in such event “you” and “your” will refer and apply to that company or other legal entity.
We may from time to time update these Terms and Conditions or the information on this website without additional notice to you and these updates will become effective immediately upon posting. Continued use of this website by you will constitute your acceptance of any revisions to these Terms and Conditions. You are bound by any such revisions and should therefore visit this page routinely to review the current Terms and Conditions.
If you decide to purchase a surety bond or services from Propeller, the Terms and Conditions specified in your policy or indemnity agreement will apply to it, but will not alter, amend, or supersede these website Terms and Conditions.
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1 Websites include writepropellerbonds.com, gopropellerbonds.com, propellerdemo.com, propelleruat.com, getpropellerbonds.com, propeller.insure and propellerbonds.com.
Accurate Information
You acknowledge that accurate, complete, and up to date information is critical to the underwriting evaluation and decision to issue a bond or indemnity agreement. If you “the applicant” order a bond from Propeller, you certify the truth of all statements in the application and authorize any insurance company, hereinafter referred to as “the company” and/or “as surety”, chosen by Propeller to verify the information contained in the application and authorize the company to obtain information from any source in the course of their underwriting of your application or issuance of your bond. If any information that you provide is inaccurate, outdated, incomplete or misleading, the company reserves the right to cancel any bonds that may have been issued based on such information.
First Year Premium
If you decide to purchase a surety bond from Propeller, please understand that first year premium is fully-earned upon issuance of the bond. After the first year, sureties may allow pro-rated return of premium during subsequent renewal years. Contact Propeller if you have any questions.
Refund Policy
All surety bond premiums are fully-earned immediately upon electronic delivery. No refunds or returns of any kind are available unless the buyer returns:
- The original executed bond
- A signed letter from the obligee stating that the bond was never used and that the surety has no liability.
*All fees are non-refundable.
Purchase, Renewals, and Payment Policy
You understand and agree that your decision to purchase a bond or insurance from Propeller requires your enrollment in automatic credit card payments and that by clicking on the payment page purchase button, you agree to permit you bank or financial institution to debit your account for these payments, and you understand changes to your policy or premium may change the amount debited. You agree that Propeller or its third-party payment processor may use your payment method both for any current purchases, as well as for any subsequent purchases and renewal term of any bond or insurance policy. You can discontinue automatic insurance payments and use an alternate payment method (e.g., check, ACH, etc.) at any time by calling / contacting us at (815) 595-2088 or Support@propellerbonds.com.
If the payment method you provide is invalid for any reason, we may suspend or terminate any or all of the Products we provide to you. You understand and agree that the Product purchased from Propeller is subject to automatic renewal and that we may automatically charge the payment method for renewal or recurring premiums or other recurring fees, the amount of which may change depending on policy changes you initiate and other factors approved by insurance regulatory authorities. If you do not want to renew any Product, you must cancel, non-renew or terminate such Product prior to the renewal date. Please contact Propeller for more information.
Restrictions on Use of Material
These websites are owned and operated by Propeller Inc. Reproduction of the content, graphics, logo, design or layout is prohibited. Unauthorized use of this website may result in legal action for damages. As a condition of your use of this website, you warrant that you will not use this website for any purpose that is unlawful or prohibited by these Terms and Conditions or reproduce or distribute any portions of the website for any commercial use except as authorized by these Terms and Conditions.
First Year Premium
If you decide to purchase a surety bond from our agency, please understand that first year premium is fully-earned upon issuance of the bond. After the first year, sureties typically allow pro-rated return of premium during subsequent renewal years. Contact our agency if you have any questions.
Website Content
The content outlined on our website is intended to provide general information pertaining to surety bonds required in the United States. As requirements can change frequently, we make no warranty as to the accuracy or currency of the content. As a user of Propeller’s website, you understand and agree that these websites may contain errors or inaccuracies and that the content is subject to change.
External Links
On occasion, this website may be hyperlinked to other websites which are not maintained or controlled by Propeller. Such links are provided as informational resources to users, and do not constitute that we endorse the websites. Our agency is not responsible for the content of those websites.
Consent for Contact
An application on our website is approval for us to contact the applicant by phone, email, SMS / text, mail or other electronic and non-electronic method. However, any contact from our agency will only be in regard to the application submitted by the client, the renewal of an existing bond or a transaction resulting from the initial application or bond.
SMS / text - Specific Terms and Conditions
By accepting our terms and conditions you agree to receive recurring messages from Propeller Inc, Reply STOP to Opt out. Reply HELP for help. Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
Electronic Records
By purchasing a Product from us through our websites, you agree to accept all records and documents provided to you in electronic form. This consent, unless withdrawn, applies to all transactions between you and Propeller. However, you have the right to receive communications from us in paper form if you wish by withdrawing this consent. If you withdraw the consent to provide you with records in electronic form, you will then be provided with records in paper form. To withdraw your consent, you must email us at support@propellerbonds.com with the following subject line “WITHDRAW ELECTRONIC CONSENT.” The body of the email must include your name, company name, policy or bond number, effective and expiration dates of the policy, the effective date of your withdrawal.
DISCLAIMERS
THIS WEBSITE AND THE INFORMATION ON IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, OR ANY GUARANTY OR ASSURANCE THIS WEBSITE WILL BE AVAILABLE FOR USE OR THAT ALL FEATURES OR FUNCTIONS WILL BE AVAILABLE OR PERFORM AS DESCRIBED. THE COMPANY DOES NOT WARRANT THAT THE OPERATION OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE. TO THE FULLEST EXTENT PERMITTED BY LAW, ALL IMPLIED REPRESENTATIONS, WARRANTIES AND CONDITIONS RELATING TO THIS WEBSITE AND ALL CONTENT ARE HEREBY DISCLAIMED. WITHOUT LIMITING THE FOREGOING, WE DO NOT GUARANTEE OR WARRANT THAT THIS WEBSITE IS FREE OF VIRUSES, TROJAN HORSES, WORMS, TIME BOMBS, SCRIPTS, MALWARE, CANCEL BOTS OR OTHER COMPUTER PROGRAMMING ROUTINES THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEMS, DATA OR INFORMATION.
WE SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE, INCLUDING, BUT NOT LIMITED TO, ANY LOST PROFITS, LOST SAVINGS OR ANY DIRECT, INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL OR CONSEQUENTIAL DAMAGES, CAUSED BY USE OF, OR RELIANCE ON, OR INABILITY TO USE OR ACCESS, OR DELAYS IN, OR INACCURACIES OR ERRORS OR DEFECTS OR OMISSIONS IN THE WEBSITE, WHETHER RESULTING FROM IMPAIRED OR LOST DATA, SOFTWARE OR COMPUTER FAILURE OR ANY OTHER CAUSE, BY YOU OR ANY OTHER THIRD PARTY, REGARDLESS OF THE CLAIM AS TO THE NATURE OF THE CAUSE OF ACTION, AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS.
TO THE EXTENT PERMITTED BY LAW, YOU HEREBY EXPRESSLY RELEASE THE COMPANY FROM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DAMAGE CAUSED, DIRECTLY OR INDIRECTLY, TO YOU OR ANY THIRD PARTY AS A RESULT OF USE OF THIS WEBSITE, ITS CONTENT, INCLUDING ANY CONTENT OR FILE DOWNLOADED OR ACCESSED FROM THIS WEBSITE. IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED TEN UNITED STATES DOLLARS ($10.00).
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